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Colorado ZIP Codes
Rio Grande County
Monte Vista, CO
81144
81144 ZIP Code — Monte Vista, CO
Rio Grande County, Colorado
ZIP code 81144 is located in
Monte Vista ,
Colorado ,
within Rio Grande County .
It covers approximately 287.27 square miles and serves a population of
6,766 residents.
This is a standard ZIP code in the Mountain (MT) timezone,
served by area code 719 .
About ZIP code 81144
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $214,200. Owner-occupancy sits near the national average at 71%.
Median household income is $61,274. SNAP benefit usage at 19% of households reflects economic stress in the area. 37% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 18 minutes is near the national average.
Educational attainment is near the national average, with 32% of residents holding a bachelor's degree or higher.
15% of residents lack health insurance, above the national average.
Overall, ZIP code 81144 reflects a community defined by a significant Social Security-dependent population and elevated reliance on food assistance.
81144 ZIP code map
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Cities in ZIP code 81144
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
6,766
Population density
24 / sq mi
State FIPS
08
County FIPS
105
Geography
Land area
287.27 sq mi
Water area
0.21 sq mi
Latitude
37.5491
Longitude
-106.1579
Timezone
Mountain (MT)
Area code
719
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
54.3%
55.6%
32.5%
$50k – $100k
24.1%
26.0%
31.0%
$100k – $200k
19.2%
16.2%
26.9%
Over $200k
2.5%
2.2%
9.6%
Demographics & statistics
$61,274
Median household income
$214,200
Median home value
31.6%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 1,484 21.9%
18 and over 5,282 78.1%
65 and over 1,154 17.1%
Median age 39.4 years
Race & ethnicity
American Indian / Alaska Native
1.1%
Black or African American
0.2%
Group Count %
White 4,850 57.2%
Hispanic or Latino 1,712 20.2%
Two or more races 1,159 13.7%
Other race 634 7.5%
American Indian / Alaska Native 95 1.1%
Black or African American 19 0.2%
Asian 9 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
54.3%
55.6%
32.5%
$50k – $100k
24.1%
26.0%
31.0%
$100k – $200k
19.2%
16.2%
26.9%
Over $200k
2.5%
2.2%
9.6%
Range % of households
Under $10k 3.3%
$10k–$15k 6.4%
$15k–$25k 10.3%
$25k–$35k 8.1%
$35k–$50k 11.1%
$50k–$75k 15.2%
$75k–$100k 13.5%
$100k–$150k 19.8%
$150k–$200k 5.4%
$200k+ 6.9%
Median income $61,274
Housing
Housing overview
Metric Value
Median home value $214,200
Median rent / month $669
Owner occupied 70.7%
Renter occupied 29.3%
Vacant 10.7%
Single-family detached 76.3%
Large apartment buildings 1.6%
Mobile homes 9.4%
Median rooms 5.8
Avg household size (owned) 2.78
Year built
Era %
2020 or later 0.0%
2010–2019 0.9%
2000–2009 9.1%
1990–1999 16.4%
1980–1989 12.0%
1970–1979 10.0%
1960–1969 10.1%
1950–1959 14.6%
1940–1949 3.8%
1939 or earlier 23.2%
Bedrooms
Size % of units
No bedroom (studio) 2.8%
1 bedroom 6.3%
2 bedrooms 24.3%
3 bedrooms 46.2%
4 bedrooms 16.6%
5+ bedrooms 3.7%
Vehicles per household
Vehicles % of households
No vehicle 10.1%
1 vehicle 24.3%
2 vehicles 29.3%
3 or more 36.3%
Heating fuel
Fuel type %
Utility gas 45.3%
Electricity 24.1%
Propane / LP gas 15.1%
Fuel oil 1.5%
Wood 13.0%
Solar 0.3%
No fuel used 0.2%
Households & families
Household type Count %
Married-couple family 1,207 47.0%
Cohabiting couple 266 10.4%
Male householder, no spouse 332 12.9%
Female householder, no spouse 761 29.7%
Households with children under 18 786 30.6%
Households with seniors (65+) 816 31.8%
Average household size 2.58
Marital status
Status Male Female
Never married 27.3% 29.3%
Married 49.6% 42.5%
Separated 0.1% 2.2%
Widowed 8.6% 7.9%
Divorced 14.4% 18.2%
Education
Some college, no degree
20.4%
Graduate / professional
8.8%
Metric %
HS diploma or higher 90.6%
Bachelor's or higher 31.6%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 128 7.4%
Kindergarten 42 2.4%
Elementary school 861 49.7%
High school 375 21.6%
College / grad school 328 18.9%
Employment
Industry of employment
Education & healthcare
27.9%
Professional & management
12.1%
Transportation & utilities
10.9%
Arts, food & hospitality
10.6%
Agriculture & mining
10.2%
Public administration
4.0%
Finance & real estate
1.4%
Occupation
Category %
Management, business & arts 39.5%
Service 16.2%
Sales & office 18.2%
Natural resources & construction 11.3%
Production & transportation 14.8%
Employment type
Type %
Private sector 70.0%
Government 23.1%
Self-employed 6.8%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 82.1%
Carpool 10.2%
Public transit 0.2%
Walk 3.2%
Work from home 4.2%
Other means 0.1%
Avg commute (minutes) 17.7
Poverty
Married-couple families
0.0%
Female-led households
16.2%
Income support
Source % of households
Social Security 37.4%
Retirement income 20.1%
Supplemental Security 8.7%
Cash public assistance 4.9%
Food stamps / SNAP 19.0%
Health indicators
Condition %
Obesity 28.2%
High blood pressure 29.5%
High cholesterol 31.4%
Diabetes 11.5%
Heart disease 6.9%
Stroke 3.4%
Asthma 10.1%
Arthritis 25.2%
Kidney disease 3.4%
Pulmonary disease 6.8%
Cancer 6.5%
Behavior / access %
Smoking 15.7%
Binge drinking 15.8%
No physical activity 25.3%
Less than 7 hrs sleep 29.8%
Depression 18.8%
Fair or poor health 16.9%
Poor mental health 14.1%
Poor physical health 11.7%
No health insurance 20.9%
Visited doctor (checkup) 68.2%
Visited dentist 56.7%
Cholesterol screening 89.4%
Teeth loss 15.7%
Veterans & disability
Veterans Count %
Civilian veterans 186 3.5%
Disability %
Any disability 17.7%
Under 18 14.0%
18–64 years 13.2%
65 and over 40.4%
Health insurance coverage
Type %
Private insurance 47.4%
Public insurance 45.2%
No insurance 15.4%
Uninsured under 19 6.5%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 6,519 96.3%
Spanish 288 4.4%
Other Indo-European 288 4.4%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 6,512 96.2%
Born in same state 6,417 94.8%
Born in different state 4,583 67.7%
Foreign born 95 1.4%
Naturalized citizen 254 3.8%
Not a US citizen 86 33.9%
Ancestry
Ancestry Count %
French 477 7%
Italian 275 4.1%
Arab 154 2.3%
Polish 77 1.1%
Ancestry Count %
English 37 0.5%
Dutch 31 0.5%
Irish 2 0%
Technology access
Metric % of households
Computer access 37.9%
Internet access 90.5%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 81144
What city is ZIP code 81144 in?
ZIP code 81144 is primarily assigned to Monte Vista, Colorado.
What county is ZIP code 81144 in?
ZIP code 81144 falls within Rio Grande County, Colorado.
Does ZIP code 81144 have a large retiree population?
37% of households in ZIP code 81144 receive Social Security income, suggesting a significant retiree or disability population.
What is the population of ZIP code 81144?
ZIP code 81144 has an estimated population of 6,766 residents, with a density of 24 people per square mile.
What is the typical home value in ZIP code 81144?
The median home value in ZIP code 81144 is $214,200.
What is the median household income in ZIP code 81144?
The median household income in ZIP code 81144 is $61,274, below the national median of ~$75,000.
What timezone is ZIP code 81144 in?
ZIP code 81144 observes the MST timezone.
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